We provide an online loan application service with experienced loan processing staff. We provide access to personal loans, car loans, debt consolidation, leisure equipment, wedding finance, boat loan, holiday loan and asset finance at low interest rates.
Some lenders have restrictions on the age and/or value of cars that can be financed with a car loan and they are often available only for newer used or new cars.
Those who don’t qualify for a car loan may be able to use an unsecured personal loan, though this carries a higher interest rate. Our mortgage brokers in Cairns can help you organise a personal loan quickly so you can get your car sooner!
Interest rates: Personal loans are assessed individually and given a credit score that determines the rate.
Loan terms: Loan repayments are usually split across the life (term) of the loan. You can choose a loan term between 3 and 7 years. To reduce how much you pay in interest it is recommended you choose a shorter loan term.
Unsecured and secured: We have both Secured and Un-secured loans. Secured loans generally have lower rates and are secured against an unencumbered vehicle.
Other Conditions: Borrower has to be an Australian Citizen with a regular income. ASIC (NCCP) requirements will be applied such as serviceability calculations and verification of income and assets.
Approval Time Frame: Typically 2 business days following full application submission. Loans typically funded within 24 hours