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​Have you just received your Home Insurance renewal notice or just been given a Home Insurance Quote that shocked you ?

Home insurance premiums have been going through the roof in Cairns and Townsville so its time to look at what your paying and start to shop around.  Some Queensland households say they’ve been slugged with home insurance hikes of up to 460 per cent.These reports of budget-busting increases come from among the nearly 30,000 people surveyed in the Cairns and North Queensland regions but now we have been able to secure a large Home Insurance company who is willing to offer Cairns and Townsville Residents a fair deal.
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Take our 2 minute free quote and find out how much you can save. 

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Building and Contents

Buying the right insurance for your home and possessions is really important. Here we explain the different types of home and contents insurance you can get and how to decide between different policies.
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Home insurance covers the cost of loss or damage to the building you own and contents insurance covers the cost of loss or damage to your possessions.

They are often bundled together as a 'home and contents insurance' package but they are actually separate policies so you'll need to work out what cover you need for each.​​​
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Content Insurance

Contents insurance covers the cost of replacing or repairing your household items and possessions. This includes furniture, clothes, appliances and jewellery.

Smart tip: Keep receipts of household goods for proof of ownership.​
When working out how much contents insurance you need, start by listing all your belongings and working out how much it would cost to replace them.

​Taking photos and doing it room by room is sensible because you may be surprised by how much you have.You may want to set up an online inventory for these details which can be stored away from your home.
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Building Insurance

Home insurance covers the cost of rebuilding or repairing your home and helps protect you against things that are out of your control, such as damage from natural disasters like storms and Floods
There are two types of home building insurance. First you need to decide which one suits you best:
Total replacement cover - includes all the costs to rebuild your home to the standard it was prior to an event, so you don't need to worry about any shortfalls between what it costs to repair or rebuild your home and the amount you are insured for. Total Replacement policies reduce the risk of under insurance, but only a few insurers offer these policies.
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