Fast Personal Loans At Low Rates, Apply Online
For A Free 1 Minute Assessment.
No obligation 1 minute RateEstimate – check your your eligibility and get your personalised interest rate in 1 minute without impacting your credit file.
Fast application – simple online application completed in under 20 minutes. Approvals in 24-48 hours
Better rates - Because we source our money from everyday Australian investors (just like you) and not the banks, we can offer competitive rates. Our base rates start from 3.70% p.a. (loan comparison rates typically 4-6% lower than the Big Four banks)
Borrow for (almost) anything – debt consolidation, car, renovation, medical & dental, weddings, travel, business, property & investment needs
Flexible loan terms – loans from 6 months to 5 years (7 years for green)
Fair fees - NO early termination fee – NO exit fee – NO extra repayment penalty
In order to be eligible, you must have a good credit rating
Fast application – simple online application completed in under 20 minutes. Approvals in 24-48 hours
Better rates - Because we source our money from everyday Australian investors (just like you) and not the banks, we can offer competitive rates. Our base rates start from 3.70% p.a. (loan comparison rates typically 4-6% lower than the Big Four banks)
Borrow for (almost) anything – debt consolidation, car, renovation, medical & dental, weddings, travel, business, property & investment needs
Flexible loan terms – loans from 6 months to 5 years (7 years for green)
Fair fees - NO early termination fee – NO exit fee – NO extra repayment penalty
In order to be eligible, you must have a good credit rating
Personal Loan Quick Reference
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Loan amount $2,001 - $45,000
Loan terms 6 months – 5 years Unsecured and secured Must have a good credit rating Risk Assurance Charge Variable according to client’s credit characteristics, loan term and amount and whether the loan is secured or unsecured Fees Brokerage – variable according to term and amount Credit Assistance Fee - $150 - $940, depending on amount and terms of loan, and employment status Monthly service fee - variable according to term and amount of loan Interest Rate Variable for terms up to 2 years and fixed rate for terms 3 years and above Approval Time Frame Typically 2 business days following full application submission. Loans typically funded within 24 hours of you accepting the offer. |
Personal loan repayment terms range from 6 months to 5 years. Interest rates range from 3.7% (comparison rate 10.01%) to 9.6% (comparison rate 11.45%), subject to change depending on the rates offered by lenders in our Lending Markets.
* Representative example: For a 36 month, $10,000 personal loan for a borrower with a good credit history at a comparison rate of 10.2% p.a., the estimated total amount payable including fees is $11,650 (interest payable is $1,412).
* Representative example: For a 36 month, $10,000 personal loan for a borrower with a good credit history at a comparison rate of 10.2% p.a., the estimated total amount payable including fees is $11,650 (interest payable is $1,412).
