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  • 14 Spence Street,
    Cairns City QLD 4870

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Personal Loans

Turn your dreams into reality with our low rate personal loans. Rates start at 6.39%

We provide an online loan application service with experienced loan processing staff. We provide access to personal loans, car loans, debt consolidation, leisure equipment, wedding finance, boat loan, holiday loan and asset finance at low interest rates.


    We will be in touch to gather more information within a few hours

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    Privacy Statement Information collected may be used by Plenti and disclosed to their service providers or other persons to process and verify your quote or application for credit. This may include contacting a credit reporting body to obtain a credit report about you. By continuing, you authorise Plenti Pty Limited to act as your agent and contact a credit reporting body on your behalf to access your credit report. You can access Plenti’s Privacy Policy in full at https://www.plenti.com.au.

    Electronic Communications Consent If you consent, Plenti will use your email address or phone number to communicate with you until you ask them not to. Paper documents may no longer be given and you should check regularly for notices sent to you.

    Identity Check Agreement If you consent, Plenti Pty Limited will submit your identity details to Australian Government’s Document Verification Service (DVS) to check against records held by the Issuer or Official Record Holder.

    Need Help With Your Personal Loan?

    Personal Loan Quick Reference

    Interest Rates: Personal loans are assessed individually and given a credit score that determines the rate.
    Loan Terms: Loan repayments are usually split across the life (term) of the loan. You can choose a loan term between 3 and 7 years. To reduce how much you pay in interest it is recommended you choose a shorter loan term.
    Unsecured and Secured: We have both Secured and Un-secured loans. Secured loans generally have lower rates and are secured against an unencumbered vehicle.
    Other Conditions: Borrower has to be an Australian Citizen with a regular income. ASIC (NCCP) requirements will be applied such as serviceability calculations and verification of income and assets.
    Approval Time Frame: Typically 2 business days following full application submission. Loans typically funded within 24 hours of you accepting the offer.

    Find the perfect loan for you.